Switzerland, 22 December 2024

Building the Bitcoin Collateralized Society with AI

We believe the future economy will be built on two pillars: Bitcoin as incorruptible value and AI as autonomous intelligence. Bitcoin is the world’s strongest reserve asset. AI gives it motion. AI turns Bitcoin into collateral that can move, breathe, and power a new kind of economy.

This is not the future of finance. It is the foundation of a new society, a Bitcoin-collateralized society.

At Globalite, we are building its infrastructure. Our mission is to give every Bitcoin holder direct access to credit and services, creating a system where ownership and opportunity are no longer at odds.

We are designing the architecture of freedom, where static value becomes dynamic, and where growth is not bound by geography but scales with intelligence.

Globalite AI - Building the foundations of the new Bitcoin economy | Product Hunt

I need a $5,000 loan. Use my Bitcoin from the main wallet as collateral. If Bitcoin drops below $105,000, use all the collateral to buy more.

At $100,000 per Bitcoin, you will lock 0.1 Bitcoin as collateral. This sets your Loan to Value at 50%. You are approved for a $5,000 credit line at 10% interest with a maximum Loan to Value of 80%. Please confirm.

I need a $5,000 loan. Use my Bitcoin from the main wallet as collateral. If Bitcoin drops below $105,000, use all the collateral to buy more.

At $100,000 per Bitcoin, you will lock 0.1 Bitcoin as collateral. This sets your Loan to Value at 50%. You are approved for a $5,000 credit line at 10% interest with a maximum Loan to Value of 80%. Please confirm.

Confirmed. For now move the $5,000 to my credit line. Keep the buy order at $105,000 using the full collateral.

Done. The funds are on your credit line and the $105,000 Bitcoin buy order is active. I will also notify you if Loan to Value reaches 80%.

Confirmed. For now move the $5,000 to my credit line. Keep the buy order at $105,000 using the full collateral.

Done. The funds are on your credit line and the $105,000 Bitcoin buy order is active. I will also notify you if Loan to Value reaches 80%.

Don’t notify me. When it hits 80% take funds directly from my bank account to buy Bitcoin and bring the ratio back under 80%.

Understood. Automatic rebalancing from your bank account is active.

Don’t notify me. When it hits 80% take funds directly from my bank account to buy Bitcoin and bring the ratio back under 80%.

Understood. Automatic rebalancing from your bank account is active.

All user requests are processed in real time, with immediate approval and execution. In this example, the liquidity is provided by a third party, up to a maximum allocation of one million dollars per account. This setup allows you to manage credit, collateral and liquidity in a simple and transparent way, while the AI agent handles execution and risk management.

Introduction

Bitcoin is shifting from being seen as just a speculative asset to being recognized as a reliable, liquid, and permissionless reserve of value. This change opens the door for Bitcoin to be used not only as a store of wealth, but also as collateral for credit, services, and infrastructure, without requiring holders to sell their assets.

Today, much of Bitcoin’s potential remains untapped because the systems needed to unlock it don’t yet exist. To make Bitcoin a truly active financial resource, we need tools that can manage collateral, reduce friction, and operate globally.

At Globalite, we are building those tools. Our AI agents work on behalf of users to manage reserves, negotiate terms, and execute agreements in real time. With this technology, Bitcoin can move from static capital to an engine for economic opportunity.

We believe AI is the missing link in creating a Bitcoin-collateralized economy and essential for its stability and growth.

The Service-to-Value Framework

The Service-to-Value (STV) framework extends the role of Bitcoin beyond credit into the broader domain of services. By linking the value of services directly to collateral, STV creates a universal mechanism through which Bitcoin can be mobilized without liquidation.

This principle is essential for the formation of a new economy. Credit, insurance, infrastructure access, and even digital services can all be structured through STV. Each interaction is governed by a simple ratio that balances the service received, the fee paid, and the collateral posted. The result is a system where capital remains secure, providers reduce risk exposure, and users gain more efficient access to essential services.

Long-Term Leasing

I want to lease a Tesla Model Y for 36 months.

Confirmed. The total lease value is 60,000 dollars over three years. With 1 BTC locked as collateral, the lease is more than fully secured.

I want to lease a Tesla Model Y for 36 months.

Confirmed. The total lease value is 60,000 dollars over three years. With 1 BTC locked as collateral, the lease is more than fully secured.

I want to lease a Tesla Model Y for 36 months.

Confirmed. The total lease value is 60,000 dollars over three years. With 1 BTC locked as collateral, the lease is more than fully secured.

How much is the monthly payment?

With your collateral in place, your monthly fee drops to 200 dollars instead of the standard 490 dollars. The remaining value is fully covered by your Bitcoin.

How much is the monthly payment?

With your collateral in place, your monthly fee drops to 200 dollars instead of the standard 490 dollars. The remaining value is fully covered by your Bitcoin.

How much is the monthly payment?

With your collateral in place, your monthly fee drops to 200 dollars instead of the standard 490 dollars. The remaining value is fully covered by your Bitcoin.

Please confirm the details.

The Tesla Model Y will be delivered to your chosen location. Payments of 200 dollars per month are due, while your 1 BTC collateral remains locked for the duration of the lease. I have placed the order and will notify you when the car is ready. The collateral is now secured.

Please confirm the details.

The Tesla Model Y will be delivered to your chosen location. Payments of 200 dollars per month are due, while your 1 BTC collateral remains locked for the duration of the lease. I have placed the order and will notify you when the car is ready. The collateral is now secured.

Please confirm the details.

The Tesla Model Y will be delivered to your chosen location. Payments of 200 dollars per month are due, while your 1 BTC collateral remains locked for the duration of the lease. I have placed the order and will notify you when the car is ready. The collateral is now secured.

System Architecture

Globalite uses AI agents to connect Bitcoin collateral with real-world services. Our architecture shows how collateral can power credit, insurance, mobility, healthcare, and premium services, instantly and without selling Bitcoin. In each case, the system locks collateral, manages liquidity and risk, and delivers services seamlessly.

Travel Insurance

Next week I’m flying to Los Angeles and I need full travel insurance.

Confirmed. With 0.05 BTC locked as collateral. I can activate coverage up to 1,000,000 dollars. The only cost is a 20 dollar premium fee, deducted directly from your account.

Next week I’m flying to Los Angeles and I need full travel insurance.

Confirmed. With 0.05 BTC locked as collateral. I can activate coverage up to 1,000,000 dollars. The only cost is a 20 dollar premium fee, deducted directly from your account.

Next week I’m flying to Los Angeles and I need full travel insurance.

Confirmed. With 0.05 BTC locked as collateral. I can activate coverage up to 1,000,000 dollars. The only cost is a 20 dollar premium fee, deducted directly from your account.

Please activate it.

Done. Your policy is active, fully secured by your Bitcoin collateral, and valid for your entire trip.

Please activate it.

Done. Your policy is active, fully secured by your Bitcoin collateral, and valid for your entire trip.

Please activate it.

Done. Your policy is active, fully secured by your Bitcoin collateral, and valid for your entire trip.

Housing

Next week I need to book an apartment in Paris for 7 nights.

Confirmed. With 0.1 BTC locked as collateral, the stay is fully secured. The only cost is a 30 dollar booking fee, no deposit or credit card hold is required.

Next week I need to book an apartment in Paris for 7 nights.

Confirmed. With 0.1 BTC locked as collateral, the stay is fully secured. The only cost is a 30 dollar booking fee, no deposit or credit card hold is required.

Next week I need to book an apartment in Paris for 7 nights.

Confirmed. With 0.1 BTC locked as collateral, the stay is fully secured. The only cost is a 30 dollar booking fee, no deposit or credit card hold is required.

Please confirm the reservation.

Done. The apartment is booked, coverage is active for the entire stay, and only the 30 dollar fee has been charged.

Please confirm the reservation.

Done. The apartment is booked, coverage is active for the entire stay, and only the 30 dollar fee has been charged.

Please confirm the reservation.

Done. The apartment is booked, coverage is active for the entire stay, and only the 30 dollar fee has been charged.

Through these examples it becomes clear how Bitcoin collateral functions as the foundation for access, while users only pay a minimal fee for activation. Whether securing travel insurance, booking housing, or covering tuition, the mechanism is the same: collateral remains locked and intact, while services are unlocked instantly and managed by AI agents. This ensures speed, transparency, and global consistency across very different sectors.

Whether it’s travel insurance, housing, or tuition, the process is the same: AI agents unlock the service, manage the transaction, and ensure speed, transparency, and consistency worldwide.

Education

I need to secure the tuition payment for my master’s program in London, 8,000 pounds.

Confirmed. With 0.2 BTC locked as collateral, the tuition is guaranteed. No upfront transfer is required. The only cost is a 20 pound service fee.

I need to secure the tuition payment for my master’s program in London, 8,000 pounds.

Confirmed. With 0.2 BTC locked as collateral, the tuition is guaranteed. No upfront transfer is required. The only cost is a 20 pound service fee.

I need to secure the tuition payment for my master’s program in London, 8,000 pounds.

Confirmed. With 0.2 BTC locked as collateral, the tuition is guaranteed. No upfront transfer is required. The only cost is a 20 pound service fee.

Great. I also need a 3,000 pound loan to cover living expenses during the first semester.

Approved. Based on your locked collateral, I can release 3,000 pounds instantly. The collateral secures both the tuition payment and the loan.

Great. I also need a 3,000 pound loan to cover living expenses during the first semester.

Approved. Based on your locked collateral, I can release 3,000 pounds instantly. The collateral secures both the tuition payment and the loan.

Great. I also need a 3,000 pound loan to cover living expenses during the first semester.

Approved. Based on your locked collateral, I can release 3,000 pounds instantly. The collateral secures both the tuition payment and the loan.

Please release it.

Done. Tuition is covered under collateral guarantee, and the 3,000 pounds are now available in your account for living expenses.

Please release it.

Done. Tuition is covered under collateral guarantee, and the 3,000 pounds are now available in your account for living expenses.

Please release it.

Done. Tuition is covered under collateral guarantee, and the 3,000 pounds are now available in your account for living expenses.

Testing the Bitcoin-Collateralized Model

After months of development in stealth, we have entered the Alpha testing phase of our agent. The rollout is limited to a selected group of Bitcoin community members chosen for their technical expertise, practical experience, and active role in the ecosystem.

This controlled phase is designed to validate real-world scenarios, test the resilience of the infrastructure, and refine the agent’s capacity to manage liquidity, credit, and risk with institutional precision.

Each interaction in this stage produces essential data: execution speed, transaction accuracy, efficiency in collateral management, and user feedback. These insights guide the optimization of our framework and form the groundwork for what we envision as the standard infrastructure of the Bitcoin-collateralized economy.

Loading...

Join the Team

We are building the backbone of the Bitcoin-collateralized economy, and we are inviting pioneers to join us in shaping its future. From our offices in Milan and Lugano, we are bringing together technology, finance, and research to create the infrastructure this new economy requires at global scale.

Contact

For all inquiries, please reach out through the appropriate channel. Our team will review your request and respond promptly.

General Inquiries

For all other questions regarding our platform, vision, or operations.

Investor Relations

For accredited investors and partners interested in opportunities within our infrastructure.

Media & Press

For journalists, publications, and media outlets seeking information, interviews, or press materials.

Globalite SA, Piazza Indipendenza 3, CP 5110, CH-6901 Lugano. ©2025 Globalite. All rights reserved.